Is it possible to create a well-designed, effective website without templates or software programs? This solely depends on if you are willing to take the time to learn and gain actual knowledge, rather than relying on programs to do your job for you. You could go about things the lazy way and hire a third party to do the design. However, if you are willing to spend some time and effort, you can build an awesome site on your own.
Try to keep current with information related to webdesign. Internet forums are a great place to visit for this information. A Google search should reveal a wealth of good sites that can help.
This isn’t the 90’s, so avoid frames. Frames worked well in the earlier days, but there are too many flaws in the design. Designs on frames can make it hard for people to get your site bookmarked …